Cairo, 20 May 2026: AlexBank announced its financial results for the financial period ended 31-Mar 2026, where the bank delivered a strong performance supporting by a notable growth in net interest income and fees and commissions, Despite the ongoing economic challenges
Key Highlights
Total assets EGP 263.7 billion (+8.86% vs December 2025)
Net loans and facilities to customers and banks: EGP 86.4 billion (+7.11 % vs December 2025)
Total customer deposits: EGP 201.06 billion (+8.25% vs. December 2025)
Capital adequacy ratio 28.16% (+0.62 %) vs. 27.54 % December 2025)
Net profit for the financial period EGP 3.57 billion
Net profit for the financial period before tax: EGP 5.03 billion
Net interest income, Fees & commissions: EGP 6.4 billion
Financial Performance:
Balance Sheet:
Total Assets have grown to EGP 263.7 billion (+8.86% vs December 2025)
Net loans and facilities to customers and banks increased by (+7.11% vs December 2025) and reached EGP 86.4 billion
Total Deposits have reached EGP 201.6 billion (8.25% vs December 2025), resulting in a net loans to deposit ratio of 42.99%.
ALEXBANK remains one of the most solid banks in terms of capital adequacy ratio that reaching to 28.16% well above the regulatory minimum required by Central Bank
ALEXBANK achieved annualized return on average assets at 5.65%, and annualized return on average equity at 43.82 %. This set of results highlights ALEXBANK’s dedication to delivering solid results to its shareholders.
Income Statement:
Total net interest, fees and commissions income increased significantly to EGP 6.4 billion (+5.39% vs March 2025), supported with net interest income at EGP 5.57 billion (+1.6% vs March 2025) and net income from fees and commissions at EGP 0.83 billion (+40% vs March 2025)
Administrative expenses amounted to EGP (1.48) billion (+16.87% vs March 2025)
Net profit before income tax of EGP 5.03 billion
ALEXBANK has contributed to support the Egyptian economy through the growth of its assets and liabilities, Forming total Taxes amounting to EGP (1.46) billion during the First Quarter of 2026.
Net profit after income tax reached EGP 3.57 billion
ALEXBANK is implementing a cost optimization strategy that leads to achieve an impressive cost-to-income ratio of 24.4%